Title search and examination
This is a search made of the public records. Records searched include deeds, mortgages, paving assessments, liens, wills, divorce settlements, court records, home owner associations, etc. and other documents affecting title/ownership to the property/asset. Title examination/examination of the records is the examination of the documents found during the title/ownership search that affect the title to/ownership of the property/asset. This is when verification of the legal owner is made and the debts owed against the property are determined. Upon completion of the search and examination, a commitment/preliminary report is prepared and reviewed and sent to interested parties.